Your search for ways to

improve underwriting efficiency,

ends here!

Take a free trial

Your search for ways
to improve underwriting
efficiency, ends here!

Take a free trial

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Congratulations! You have taken an important step to make your lending safer and profitable!

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WITH HALO YOU WILL BE ABLE TO
Identify icon

Identify
Creditworthy borrowers at scale

Improve icon

Improve
Lead rejection and selection accuracy

Reduce icon

Reduce
Operational bandwidth for credit assessment

HALO (Heuristically Programmed Algorithmic Output) is an AI-based underwriting product aimed at pre-qualifying leads and making automated credit decisions for lending businesses.

Minimize risk. Expand borrowers!

OUR
CUSTOMERS
LOVE US

Zuci Systems helped us to significantly improve lead rejection and lead selection accuracy within 6 months of implementation of HALO.

James C. Jacobson
President at First Financial Service Center 

OUR CUSTOMERS LOVE US

Zuci Systems helped us to significantly improve lead rejection and lead selection accuracy within 6 months of implementation of HALO.

James C. Jacobson
President at First Financial Service Center 

INCORPORATE DATASETS INTO YOUR
CREDIT ALLOCATION PROCESS WITH MACHINE LEARNING.

Machine Learning Graphic

HALO considers millions of variables to predict an applicant’s ability to pay back a loan; in contrary to only a couple of variables taken into account to valuate credit scores. More data provides more refined credit models and thus HALO helps the underwriting team from spending their time on wrong applicants thereby improving the overall efficiency.

BE A DATA-DRIVEN LENDER AND
DELIVER THE RIGHT CREDIT DECISIONS.

WHY HALO DELIVERS BETTER RESULTS

HALO uses a machine-learning-based scoring model, which helps eliminate bad leads and approve good leads, by analyzing past data. Thus it helps lenders fund more of the right merchants and less of the wrong ones! It performs powerful Big Data analyses of credit reports, bank statements, and other relevant data to build a scorecard — that self-trains and improves itself continuously!

Expand your market share, reach more customers faster, minimize errors, and cut your expenses.
Find out how HALO can transform your underwriting process!

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